That is truly dependent on both your business and your “Exposure”. The best thing to do is talk with someone who can provide advice and options but for this purpose, let’s just go over the basics.
The insurance industry has spent a great deal of time and effort in 2 endeavors. First – they have worked very hard to make insurance look very complex and Second – they have also expended a lot of effort to “commoditize” insurance. Well, I am here to pull back the curtain and give you a head start on spending your insurance dollars well – it’s all about “Value”.
1) Auto Liability Insurance
The part that protects those You may cause injury to (along with damaging property). This is called Liability and it is the only part required by NV law. This coverage provides funds to help those that you injure to manage their medical issues. It also provides funds to repair or replace any damage you cause to property (cars, light poles, block walls, etc).
Like most things related to Insurance, Home Insurance can seem mystifying to most.
These are all great questions and they should be things you consider when purchasing insurance protection for your Home. After all – for most of us our Home is our single biggest asset!
Like most things that we don’t deal with on a daily basis, Home Insurance can seem confusing. But in general, most Home Insurance policies set aside a specified amount of money to repair or rebuild your home if it is damaged by the specific circumstances outlined in the policy. It will also help repair or replace your personal items like Furniture, Electronics, Clothing, decorations, Linens, etc in a covered loss.