If you own a business, whether it is a home-based “Virtual Business” or Brick and Mortar enterprise; whether you sell a Service or a Product, there is one common thread. To protect you, your clients and your investment – you Need Insurance!!

OK – but what business insurance do I need??

That is truly dependent on both your business and your “Exposure”. The best thing to do is talk with someone who can provide advice and options but for this purpose, let’s just go over the basics.

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Auto Insurance in Nevada is Complex — Let’s Make it Simple!

The insurance industry has spent a great deal of time and effort in 2 endeavors. First – they have worked very hard to make insurance look very complex and Second – they have also expended a lot of effort to “commoditize” insurance. Well, I am here to pull back the curtain and give you a head start on spending your insurance dollars well – it’s all about “Value”.

Let’s start by simplifying the concepts of Auto insurance in Nevada.

Basically Auto insurance in Nevada is broken into 3 categories:

1) Auto Liability Insurance

The part that protects those You may cause injury to (along with damaging property). This is called Liability and it is the only part required by NV law. This coverage provides funds to help those that you injure to manage their medical issues. It also provides funds to repair or replace any damage you cause to property (cars, light poles, block walls, etc).

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Nevada Home Insurance Can By Mystifying

Like most things related to Insurance, Home Insurance can seem mystifying to most.

  • Do you have to have it?
  • What does it cover?
  • How do you know if you have the right protection?

These are all great questions and they should be things you consider when purchasing insurance protection for your Home. After all – for most of us our Home is our single biggest asset!

Nevada Home Insurance Includes Funds for Repair and Replacement

Like most things that we don’t deal with on a daily basis, Home Insurance can seem confusing. But in general, most Home Insurance policies set aside a specified amount of money to repair or rebuild your home if it is damaged by the specific circumstances outlined in the policy. It will also help repair or replace your personal items like Furniture, Electronics, Clothing, decorations, Linens, etc in a covered loss.

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